Doctor’s pricing and medical scheme co-payments seriously affecting your wallet? Give these healthcare gaps a complete miss thanks to Agility Gap & CoPay. Say goodbye to co-payments on procedures, as well as benefit shortfalls where the amount that providers charge is higher than the amount the medical scheme pays.


Agility Gap

Some of the best Gap cover available in the market, the Agility Gap product settles the difference between medical scheme rates and rates medical professionals charge for in-hospital care, up to as much as 600%. The medical scheme pays the first 100% (or more) and Agility Gap covers the rest. Choose your level of cover from our wide range of options ideally designed to suit every need and pocket.

Why Agility Gap

  • PMB cover on all options

  • Premium waiver on Gap 350 & Gap 500

  • Emergency room benefit on Gap 500


Agility Gap & CoPay Combined

Invest in complete peace of mind with the unique combination of the Agility Gap & CoPay Combined cover that offers varying levels of cover for both medical scheme shortfalls and procedural co-payments. 

Why Agility Gap & CoPay Combined

  • Combines gap & co-payment cover

  • Three levels of cover to choose from

  • Optional VAP product cover

  • Added extras on all options


Agility Gap & CoPay Ultra

Our Ultimate Cover Option

Never have to consider your wallet before you consider your health thanks to Agility Gap & CoPay Ultra which offers all the benefits of the Agility Combined 500 product as well as a vast array of additional sought-after benefits.

Why Agility Gap & CoPay Ultra?

  • Complete peace of mind

  • Includes the highest levels of gap & co-payment cover

  • Significant value adds including:

    -   Maternity lump sum

    -   Maternity scan benefit

    -   Oncology lump sum

    -   Sub-limit cover etc. 


Agility Value-Add Product

 Agility Gap policy holders can enjoy added cover for their dental and ophthalmology needs for a small additional fee.  This cover is already included in select Agility Gap & copay Combined products as well as theUltraproduct.