Understanding how employee health impacts on group risk benefits
Our in-depth research has furthermore shown that by far, the majority of healthcare expenditure in the agricultural sector is as a result of hospitalisation.
Should this trend not be mitigated effectively through a combination of effective preventative and curative care in your client’s business, it could result in a knock-on effect on their profits by negatively impacting on their Group Risk premiums as a result of increased utilisation of:
- Disability benefits
- Funeral benefits
- Group Life benefits
Effective and timely identification of health concerns via our unique Employee Driven Care™ (EDC™) programme, which includes employee wellness days and proactive identification of high risk employees, will curb high hospitalisation utilisation, resulting in lower medical scheme claims and less need to upgrade to more costly options.
In a nutshell, Agility Corporate helps your client to:
- Timeously identify risk
- Actively manage Group Risk and healthcare premiums
- Effectively manage theirr employee risk through:
- Active patient management
- Effective absenteeism management
Agility Corporate is ideally positioned to effectively decrease and neutralise the effects of these and other risks to your client’s organisation by introducing quality employee health and wellbeing programmes that are directly linked to their healthcare cover. This combined approach towards preventative and curative care will have a significant positive impact on the future costs your client will face with regards to Group Risk and medical scheme premiums.